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Split expenses,
not friendships

One shared card for your group. When anyone swipes, everyone gets charged their share instantly.

The problem

Splitting expenses
is broken

Current solutions require manual tracking, delayed reimbursements, and awkward money requests.

  • Someone always forgets to pay back
  • Constant Venmo requests feel awkward
  • Tracking who owes what is a headache
  • When someone doesn't pay, others get stuck
The solution

One card.
Automatic splits.

Get a shared virtual card that instantly splits every purchase among group members at the point of sale.

  • Everyone pre-funds their account
  • Charges split instantly when anyone swipes
  • No IOUs, no chasing payments ever
  • You control the split ratios

How it works

Start splitting expenses in minutes

1

Create a group

Invite your roommates, partner, or friends. Everyone links their payment method.

2

Set your splits

Choose 50/50, custom ratios, or different rules for different spending categories.

3

Swipe and done

Use your shared card anywhere. Everyone gets charged their share instantly.

Why divi works

Instant settlement

Charges split the moment the card is swiped. No waiting, no reminders, no IOUs.

Zero risk

Everyone pre-funds their account. If someone can't pay their share, the transaction declines.

Full control

Set spending limits, choose split ratios, and vote on rules as a group.

Ready to stop chasing
payments?

Join the waitlist and be the first to experience hassle-free group expenses.